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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,384 | $118,496-46.5% | $98,461-35.6% | $139,466-54.6% |
| Participation rate | 69.2% | 77.5%-8.2pp | 75.2%-5.9pp | 80.3%-11.1pp |
| Annual return | 20.67% | 18.96%+1.7pp | 21.17%-0.5pp | 373.66%-353.0pp |
| Employer contribution / active EE | $4,800 | $3,611+33.0% | $3,049+57.5% | $4,754+1.0% |
| Participant deferral / active EE | $5,089 | $5,393-5.6% | $4,738+7.4% | $6,712-24.2% |
| Admin fee / account holder | $3,236 | $14,056-77.0% | $8,961-63.9% | $11,409-71.6% |