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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,392 | $118,695-63.4% | $98,916-56.1% | $158,950-72.7% |
| Participation rate | 62.5% | 77.8%-15.3pp | 76.0%-13.5pp | 82.0%-19.5pp |
| Annual return | 69.24% | 372.39%-303.2pp | 196.45%-127.2pp | 302.91%-233.7pp |
| Employer contribution / active EE | $1,933 | $3,333-42.0% | $2,689-28.1% | $4,762-59.4% |
| Participant deferral / active EE | $3,086 | $5,088-39.4% | $4,245-27.3% | $5,983-48.4% |
| Admin fee / account holder | $0 | $10,132-100.0% | $6,642-100.0% | $11,248-100.0% |