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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,855 | $101,063-42.8% | $81,473-29.0% | $147,586-60.8% |
| Participation rate | 57.1% | 74.5%-17.3pp | 68.0%-10.8pp | 82.8%-25.7pp |
| Annual return | 11.70% | 32.41%-20.7pp | 38.78%-27.1pp | 578.59%-566.9pp |
| Employer contribution / active EE | $1,284 | $3,206-59.9% | $2,568-50.0% | $4,876-73.7% |
| Participant deferral / active EE | $3,411 | $4,242-19.6% | $3,537-3.6% | $5,439-37.3% |
| Admin fee / account holder | $11,233 | $5,812+93.3% | $4,561+146.3% | $10,886+3.2% |