Retirement plan

SYMPHONY MULTIPLE EMPLOYER PLAN

Name: MAESTRO CONSULTING SERVICES, LLC (DBA SYMPHONY POST-ACUTE NETWORK) - SYMPHONY MULTIPLE EMPLOYER PLAN (2017) Form 5500
Creator: MAESTRO CONSULTING SERVICES, LLC (DBA SYMPHONY POST-ACUTE NETWORK)
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SYMPHONY MULTIPLE EMPLOYER PLAN, MAESTRO CONSULTING SERVICES, LLC (DBA SYMPHONY POST-ACUTE NETWORK)

MAESTRO CONSULTING SERVICES, LLC (DBA SYMPHONY POST-ACUTE NETWORK)EIN 47-5109722Plan #002PY 2017

7257 N. LINCOLN AVE. - LINCOLNWOOD, IL 60712847-933-2600LinkedIn1001-5000 employeestelecommunications

Other plans on this EIN

1 filing

#001Retirement-$5.3M assets

Prospect flagsLow returnsLow participationLow assets / participantLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$14.2M

+9.6% from 2016

Total participants

4,049

+2.8% from 2016

Average account balance

$8,638

-7.7% from 2016

Annual return

8.37%

+8.37 pp from 2016

Benchmarks

See 217 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants1,000-4,999

Cohort217 peers

Snapshot2017

See peer percentile detail. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$23.29M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,113

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.36M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.26%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$326

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

See the 9-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Top 5 by compensation

Provider	Service type	Compensation
PENSION FINANCIAL SERVICES, INC.2+ years Filed as: PENSION FINANCIAL SVCS INC Service code 27 3700 CRESTWOOD PARKWAY · DULUTH, GA 300967157	Advisory (Plan)	$132,902
NATIONWIDE2+ years Service code 15 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$79,581
HOKINS INVESTMENT ADVISORS, LLC2+ years Service code 26 707 SKOKIE BLVD, SUITE 520 · NORTHBROOK, IL 60062	Advisory (Participants)	$45,518
IRON-CO-FID-COMPREHENSIVE2+ years Filed as: IRON ADMINISTRATION LLC Service code 17 660 DUNDEE ROAD · NORTHBROOK, IL 60062	Pension Consulting	$35,881
CLS INVESTMENTS2+ years Service code 26 17605 WRIGHT STREET · OMAHA, NE 68130	Advisory (Participants)	$887

Plan features & details

Pension benefit codes2A2E2F2G2J2K2T3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

5 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$264K

$75 / participant

Other / not subdivided$264K100.0%

% of EOY assets

1.857%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MARCUM,LLP
Auditor EIN: 111986323
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$8,638

$41,256-79.1%

$86,590-90.0%

$77,958-88.9%

Participation rate

32.0%

63.0%-31.0pp

73.5%-41.5pp

71.6%-39.6pp

Annual return

8.37%

17.67%-9.3pp

964.84%-956.5pp

20.87%-12.5pp

Employer contribution / active EE

$54

$1,613-96.6%

$2,839-98.1%

$2,310-97.6%

Participant deferral / active EE

$549

$2,332-76.5%

$3,609-84.8%

$3,537-84.5%

Admin fee / account holder

$160

$71+126.6%

$4,906-96.7%

$97+64.7%

Provider

Service type

Compensation

PENSION FINANCIAL SERVICES, INC.2+ years

Filed as: PENSION FINANCIAL SVCS INC

Service code 27

3700 CRESTWOOD PARKWAY · DULUTH, GA 300967157

Advisory (Plan)

$132,902

NATIONWIDE2+ years

Service code 15

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$79,581

HOKINS INVESTMENT ADVISORS, LLC2+ years

Service code 26

707 SKOKIE BLVD, SUITE 520 · NORTHBROOK, IL 60062

Advisory (Participants)

$45,518

IRON-CO-FID-COMPREHENSIVE2+ years

Filed as: IRON ADMINISTRATION LLC

Service code 17

660 DUNDEE ROAD · NORTHBROOK, IL 60062

Pension Consulting

$35,881

CLS INVESTMENTS2+ years

Service code 26

17605 WRIGHT STREET · OMAHA, NE 68130

Advisory (Participants)

$887

SYMPHONY MULTIPLE EMPLOYER PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SYMPHONY MULTIPLE EMPLOYER PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion