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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,471 | $61,605-91.1% | $112,273-95.1% | $75,173-92.7% |
| Participation rate | 90.3% | 61.7%+28.6pp | 72.4%+17.9pp | 67.2%+23.1pp |
| Annual return | 27.71% | 28.47%-0.8pp | 30.23%-2.5pp | 160.72%-133.0pp |
| Employer contribution / active EE | $1,441 | $2,015-28.5% | $3,431-58.0% | $2,671-46.0% |
| Participant deferral / active EE | $1,468 | $3,108-52.8% | $4,800-69.4% | $4,126-64.4% |
| Admin fee / account holder | $377 | $4,862-92.2% | $7,752-95.1% | $5,651-93.3% |