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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $15,203 |
Filed as: UBS FINANCIAL SERVICES, INC. Service code 15 · EIN 13-2638166 | Recordkeeping | $13,726 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,301 | $78,428-11.6% | $95,960-27.8% | $79,852-13.2% |
| Participation rate | 98.8% | 73.5%+25.3pp | 77.1%+21.8pp | 69.6%+29.2pp |
| Annual return | 12.85% | 19.37%-6.5pp | 91.63%-78.8pp | 31.72%-18.9pp |
| Employer contribution / active EE | $1,717 | $1,945-11.7% | $2,541-32.4% | $2,471-30.5% |
| Participant deferral / active EE | $5,558 | $3,440+61.6% | $4,167+33.4% | $3,740+48.6% |
| Admin fee / account holder | $305 | $5,622-94.6% | $6,797-95.5% | $5,306-94.3% |