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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,632 | $129,959+51.3% | $104,301+88.5% | $134,509+46.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -13.89% | 42.04%-55.9pp | 24.61%-38.5pp | 418.13%-432.0pp |
| Employer contribution / active EE | $21,039 | $4,185+402.7% | $3,373+523.8% | $4,741+343.8% |
| Participant deferral / active EE | $10,250 | $5,589+83.4% | $4,626+121.6% | $6,400+60.1% |
| Admin fee / account holder | $475 | $9,325-94.9% | $7,340-93.5% | $11,427-95.8% |