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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,305 | $84,551-80.7% | $61,452-73.5% | $134,532-87.9% |
| Participation rate | 61.9% | 62.2%-0.3pp | 52.6%+9.3pp | 81.2%-19.3pp |
| Annual return | -20.15% | 585.39%-605.5pp | 338.96%-359.1pp | 418.27%-438.4pp |
| Employer contribution / active EE | $882 | $1,545-42.9% | $1,160-23.9% | $4,741-81.4% |
| Participant deferral / active EE | $3,453 | $2,818+22.5% | $2,125+62.5% | $6,401-46.1% |
| Admin fee / account holder | $445 | $2,587-82.8% | $2,131-79.1% | $11,429-96.1% |