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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,606 | $176,120+164.4% | $159,487+191.9% | $167,553+177.9% |
| Participation rate | 40.0% | 85.0%-45.0pp | 82.8%-42.8pp | 82.1%-42.1pp |
| Annual return | 8.94% | 331.95%-323.0pp | 263.71%-254.8pp | 478.89%-469.9pp |
| Employer contribution / active EE | $19,942 | $5,299+276.3% | $4,831+312.8% | $4,840+312.1% |
| Participant deferral / active EE | $7,800 | $7,752+0.6% | $7,354+6.1% | $6,343+23.0% |
| Admin fee / account holder | $0 | $12,561-100.0% | $10,804-100.0% | $12,316-100.0% |