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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,785 | $106,548-95.5% | $91,219-94.8% | $134,493-96.4% |
| Participation rate | 75.0% | 76.8%-1.8pp | 73.2%+1.8pp | 81.2%-6.2pp |
| Annual return | -16.39% | 160.69%-177.1pp | 114.06%-130.5pp | 418.01%-434.4pp |
| Employer contribution / active EE | $1,603 | $3,331-51.9% | $2,851-43.8% | $4,740-66.2% |
| Participant deferral / active EE | $1,875 | $4,719-60.3% | $4,234-55.7% | $6,400-70.7% |
| Admin fee / account holder | $1,131 | $6,233-81.9% | $5,421-79.1% | $11,425-90.1% |