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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,592 | $165,361-79.7% | $149,715-77.6% | $158,950-78.9% |
| Participation rate | 78.6% | 84.6%-6.0pp | 82.5%-3.9pp | 82.0%-3.4pp |
| Annual return | 7.97% | 348.24%-340.3pp | 276.66%-268.7pp | 302.91%-294.9pp |
| Employer contribution / active EE | $4,450 | $5,103-12.8% | $4,645-4.2% | $4,762-6.5% |
| Participant deferral / active EE | $9,425 | $7,182+31.2% | $6,842+37.7% | $5,983+57.5% |
| Admin fee / account holder | $20,452 | $10,808+89.2% | $9,310+119.7% | $11,248+81.8% |