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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,046 | $93,598-35.8% | $135,974-55.8% | $75,173-20.1% |
| Participation rate | 32.0% | 75.2%-43.2pp | 81.9%-49.9pp | 67.2%-35.2pp |
| Annual return | 19.31% | 30.89%-11.6pp | 68.30%-49.0pp | 160.72%-141.4pp |
| Employer contribution / active EE | $1,531 | $3,538-56.7% | $4,859-68.5% | $2,671-42.7% |
| Participant deferral / active EE | $2,863 | $6,405-55.3% | $7,760-63.1% | $4,126-30.6% |
| Admin fee / account holder | $607 | $6,978-91.3% | $10,767-94.4% | $5,651-89.3% |