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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,218 | $148,623+46.8% | $135,974+60.5% | $139,466+56.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.37% | 79.30%-59.9pp | 68.30%-48.9pp | 373.66%-354.3pp |
| Employer contribution / active EE | $8,306 | $5,246+58.3% | $4,859+70.9% | $4,754+74.7% |
| Participant deferral / active EE | $8,625 | $8,103+6.4% | $7,760+11.1% | $6,712+28.5% |
| Admin fee / account holder | $16,183 | $12,406+30.4% | $10,767+50.3% | $11,409+41.8% |