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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,347 | $138,076+98.0% | $123,553+121.2% | $135,380+101.9% |
| Participation rate | 75.0% | 84.7%-9.7pp | 82.3%-7.3pp | 82.6%-7.6pp |
| Annual return | -8.34% | 153.70%-162.0pp | 119.21%-127.5pp | 519.81%-528.1pp |
| Employer contribution / active EE | $3,565 | $5,152-30.8% | $4,628-23.0% | $4,779-25.4% |
| Participant deferral / active EE | $1,819 | $6,800-73.2% | $6,426-71.7% | $5,609-67.6% |
| Admin fee / account holder | $827 | $10,917-92.4% | $9,284-91.1% | $10,828-92.4% |