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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,627 | $102,635-78.0% | $86,209-73.8% | $139,456-83.8% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.0%+19.9pp | 80.3%+8.6pp |
| Annual return | 20.45% | 1923.53%-1903.1pp | 1169.05%-1148.6pp | 373.45%-353.0pp |
| Employer contribution / active EE | $1,900 | $3,034-37.4% | $2,381-20.2% | $4,753-60.0% |
| Participant deferral / active EE | $5,179 | $4,677+10.7% | $3,986+29.9% | $6,711-22.8% |
| Admin fee / account holder | $487 | $8,661-94.4% | $6,853-92.9% | $11,407-95.7% |