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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,163 | $175,231-90.8% | $149,696-89.2% | $139,466-88.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.74% | 166.77%-148.0pp | 134.46%-115.7pp | 373.66%-354.9pp |
| Employer contribution / active EE | $1,432 | $5,478-73.9% | $4,821-70.3% | $4,754-69.9% |
| Participant deferral / active EE | $5,212 | $6,521-20.1% | $5,682-8.3% | $6,712-22.3% |
| Admin fee / account holder | $498 | $16,155-96.9% | $13,212-96.2% | $11,409-95.6% |