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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,606 | $102,595-80.9% | $94,057-79.2% | $154,746-87.3% |
| Participation rate | 84.6% | 76.0%+8.6pp | 73.3%+11.3pp | 80.7%+3.9pp |
| Annual return | 15.13% | 583.42%-568.3pp | 480.62%-465.5pp | 172.34%-157.2pp |
| Employer contribution / active EE | $2,433 | $3,147-22.7% | $2,933-17.1% | $4,379-44.4% |
| Participant deferral / active EE | $2,738 | $5,118-46.5% | $4,709-41.9% | $6,730-59.3% |
| Admin fee / account holder | $1,948 | $7,736-74.8% | $7,244-73.1% | $14,365-86.4% |