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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,969 | $88,815-83.1% | $81,882-81.7% | $145,897-89.7% |
| Participation rate | 92.3% | 75.1%+17.2pp | 72.4%+19.9pp | 80.3%+12.0pp |
| Annual return | 10.66% | 1033.75%-1023.1pp | 779.47%-768.8pp | 552.29%-541.6pp |
| Employer contribution / active EE | $2,090 | $3,086-32.3% | $2,916-28.3% | $4,663-55.2% |
| Participant deferral / active EE | $2,496 | $4,647-46.3% | $4,323-42.3% | $6,689-62.7% |
| Admin fee / account holder | $4,634 | $8,434-45.1% | $7,360-37.0% | $13,390-65.4% |