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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,606 | $72,071-72.8% | $68,368-71.3% | $137,256-85.7% |
| Participation rate | 84.6% | 76.2%+8.4pp | 73.8%+10.9pp | 80.0%+4.7pp |
| Annual return | 15.13% | 353.14%-338.0pp | 292.57%-277.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,433 | $2,788-12.7% | $2,649-8.2% | $4,156-41.5% |
| Participant deferral / active EE | $2,738 | $4,410-37.9% | $4,123-33.6% | $6,407-57.3% |
| Admin fee / account holder | $1,948 | $5,336-63.5% | $5,150-62.2% | $12,270-84.1% |