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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,715 | $84,551-85.0% | $61,452-79.3% | $134,532-90.5% |
| Participation rate | 44.4% | 62.2%-17.8pp | 52.6%-8.1pp | 81.2%-36.8pp |
| Annual return | -16.87% | 585.39%-602.3pp | 338.96%-355.8pp | 418.27%-435.1pp |
| Employer contribution / active EE | $967 | $1,545-37.4% | $1,160-16.6% | $4,741-79.6% |
| Participant deferral / active EE | $2,478 | $2,818-12.1% | $2,125+16.7% | $6,401-61.3% |
| Admin fee / account holder | $2,248 | $2,587-13.1% | $2,131+5.5% | $11,429-80.3% |