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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,076 | $165,381-95.7% | $149,730-95.3% | $158,966-95.5% |
| Participation rate | 92.9% | 84.6%+8.3pp | 82.5%+10.4pp | 82.0%+10.9pp |
| Annual return | 9.06% | 348.29%-339.2pp | 276.70%-267.6pp | 302.95%-293.9pp |
| Employer contribution / active EE | $1,297 | $5,104-74.6% | $4,645-72.1% | $4,762-72.8% |
| Participant deferral / active EE | $4,590 | $7,182-36.1% | $6,843-32.9% | $5,983-23.3% |
| Admin fee / account holder | $3,216 | $10,809-70.2% | $9,310-65.5% | $11,250-71.4% |