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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,985 | $70,587-88.7% | $124,693-93.6% | $85,847-90.7% |
| Participation rate | 100.0% | 64.4%+35.6pp | 74.6%+25.4pp | 69.3%+30.7pp |
| Annual return | 13.05% | 20688.83%-20675.8pp | 5144.19%-5131.1pp | 318.61%-305.6pp |
| Employer contribution / active EE | $1,921 | $1,913+0.4% | $3,324-42.2% | $2,565-25.1% |
| Participant deferral / active EE | $3,529 | $2,969+18.9% | $4,615-23.5% | $3,952-10.7% |
| Admin fee / account holder | $840 | $5,282-84.1% | $7,494-88.8% | $6,261-86.6% |