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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,399 | $91,198-93.0% | $178,503-96.4% | $79,856-92.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 25.47% | 24.20%+1.3pp | 151.12%-125.6pp | 31.71%-6.2pp |
| Employer contribution / active EE | $1,552 | $3,257-52.3% | $5,011-69.0% | $2,471-37.2% |
| Participant deferral / active EE | $2,832 | $3,237-12.5% | $5,202-45.6% | $3,741-24.3% |
| Admin fee / account holder | $434 | $6,748-93.6% | $13,987-96.9% | $5,306-91.8% |