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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,358 | $30,421-52.8% | $56,077-74.4% | $74,429-80.7% |
| Participation rate | 9.3% | 32.9%-23.5pp | 52.5%-43.2pp | 67.2%-57.9pp |
| Annual return | 16.69% | 24.94%-8.2pp | 1709.28%-1692.6pp | 1368.38%-1351.7pp |
| Employer contribution / active EE | $230 | $610-62.3% | $1,040-77.9% | $2,625-91.2% |
| Participant deferral / active EE | $355 | $1,175-69.8% | $1,954-81.8% | $4,348-91.8% |
| Admin fee / account holder | $1,437 | $2,363-39.2% | $2,825-49.1% | $1,944-26.1% |