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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,143 | $27,800-67.1% | $58,561-84.4% | $71,511-87.2% |
| Participation rate | 10.0% | 34.6%-24.6pp | 50.9%-40.9pp | 67.9%-57.9pp |
| Annual return | 26.26% | 26.80%-0.5pp | 4251.33%-4225.1pp | 28.86%-2.6pp |
| Employer contribution / active EE | $240 | $632-62.0% | $1,053-77.2% | $2,589-90.7% |
| Participant deferral / active EE | $367 | $1,208-69.6% | $1,923-80.9% | $4,291-91.4% |
| Admin fee / account holder | $575 | $1,637-64.9% | $2,520-77.2% | $1,588-63.8% |