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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,331 | $107,363-85.7% | $92,909-83.5% | $152,897-90.0% |
| Participation rate | 66.7% | 79.8%-13.1pp | 76.0%-9.3pp | 82.5%-15.8pp |
| Annual return | 92.86% | 145.63%-52.8pp | 109.44%-16.6pp | 345.43%-252.6pp |
| Employer contribution / active EE | $1,901 | $4,222-55.0% | $3,653-48.0% | $4,764-60.1% |
| Participant deferral / active EE | $5,179 | $4,848+6.8% | $4,238+22.2% | $5,851-11.5% |
| Admin fee / account holder | $51 | $7,082-99.3% | $5,795-99.1% | $11,599-99.6% |