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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,482 | $175,231-71.2% | $149,696-66.3% | $139,466-63.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.12% | 166.77%-149.7pp | 134.46%-117.3pp | 373.66%-356.5pp |
| Employer contribution / active EE | $6,267 | $5,478+14.4% | $4,821+30.0% | $4,754+31.8% |
| Participant deferral / active EE | $5,153 | $6,521-21.0% | $5,682-9.3% | $6,712-23.2% |
| Admin fee / account holder | $329 | $16,155-98.0% | $13,212-97.5% | $11,409-97.1% |