Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,608 | $49,451-94.7% | $79,576-96.7% | $66,930-96.1% |
| Participation rate | 52.8% | 61.3%-8.5pp | 69.5%-16.6pp | 69.8%-17.0pp |
| Annual return | -17.49% | 84.25%-101.7pp | 0.15%-17.6pp | 1.57%-19.1pp |
| Employer contribution / active EE | $0 | $1,266-100.0% | $2,413-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $581 | $3,159-81.6% | $3,985-85.4% | $4,238-86.3% |
| Admin fee / account holder | $14 | $595-97.6% | $6,834-99.8% | $593-97.6% |