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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,523 | $34,316+9.3% | $74,719-49.8% | $72,983-48.6% |
| Participation rate | 12.8% | 42.4%-29.6pp | 54.5%-41.6pp | 69.5%-56.7pp |
| Annual return | 26.41% | 26.58%-0.2pp | 753.05%-726.6pp | 81.01%-54.6pp |
| Employer contribution / active EE | $203 | $692-70.7% | $1,084-81.3% | $2,440-91.7% |
| Participant deferral / active EE | $625 | $1,272-50.8% | $1,963-68.2% | $3,608-82.7% |
| Admin fee / account holder | $340 | $2,125-84.0% | $3,334-89.8% | $5,124-93.4% |