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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,991 | $156,398-82.1% | $147,318-81.0% | $138,895-79.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.77% | 78.75%-60.0pp | 70.43%-51.7pp | 145.39%-126.6pp |
| Employer contribution / active EE | $3,897 | $4,853-19.7% | $4,593-15.2% | $4,194-7.1% |
| Participant deferral / active EE | $14,225 | $8,237+72.7% | $7,906+79.9% | $6,396+122.4% |
| Admin fee / account holder | $7,677 | $14,976-48.7% | $13,708-44.0% | $12,562-38.9% |