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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,449 | $96,678-54.0% | $86,640-48.7% | $139,466-68.1% |
| Participation rate | 27.3% | 74.4%-47.1pp | 71.7%-44.4pp | 80.3%-53.1pp |
| Annual return | 14.24% | 106.69%-92.4pp | 592.52%-578.3pp | 373.66%-359.4pp |
| Employer contribution / active EE | $989 | $3,265-69.7% | $3,024-67.3% | $4,754-79.2% |
| Participant deferral / active EE | $2,097 | $4,837-56.6% | $4,438-52.8% | $6,712-68.8% |
| Admin fee / account holder | $2,392 | $6,410-62.7% | $5,616-57.4% | $11,409-79.0% |