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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,327 | $100,938-53.1% | $90,461-47.7% | $158,982-70.2% |
| Participation rate | 50.0% | 75.0%-25.0pp | 72.7%-22.7pp | 82.0%-32.0pp |
| Annual return | 0.00% | 1727.20%-1727.2pp | 1294.76%-1294.8pp | 302.99%-303.0pp |
| Employer contribution / active EE | $689 | $3,691-81.3% | $3,264-78.9% | $4,763-85.5% |
| Participant deferral / active EE | $1,110 | $4,350-74.5% | $3,964-72.0% | $5,983-81.4% |
| Admin fee / account holder | $975 | $6,510-85.0% | $5,617-82.6% | $11,252-91.3% |