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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,866 | $84,551-80.1% | $61,452-72.6% | $134,532-87.5% |
| Participation rate | 39.1% | 62.2%-23.1pp | 52.6%-13.4pp | 81.2%-42.1pp |
| Annual return | -17.05% | 585.39%-602.4pp | 338.96%-356.0pp | 418.27%-435.3pp |
| Employer contribution / active EE | $965 | $1,545-37.5% | $1,160-16.8% | $4,741-79.6% |
| Participant deferral / active EE | $1,798 | $2,818-36.2% | $2,125-15.4% | $6,401-71.9% |
| Admin fee / account holder | $868 | $2,587-66.5% | $2,131-59.3% | $11,429-92.4% |