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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,723 | $82,674-73.7% | $125,381-82.7% | $68,486-68.3% |
| Participation rate | 48.3% | 75.1%-26.8pp | 82.4%-34.1pp | 67.9%-19.6pp |
| Annual return | -18.60% | -5.97%-12.6pp | 572.31%-590.9pp | -7.85%-10.7pp |
| Employer contribution / active EE | $1,184 | $3,382-65.0% | $4,815-75.4% | $2,597-54.4% |
| Participant deferral / active EE | $3,298 | $6,111-46.0% | $7,448-55.7% | $4,028-18.1% |
| Admin fee / account holder | $199 | $6,277-96.8% | $10,007-98.0% | $5,404-96.3% |