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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $546,352 | $107,030+410.5% | $73,550+642.8% | $147,586+270.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 54.9%+45.1pp | 82.8%+17.2pp |
| Annual return | -5.00% | 38.25%-43.3pp | -15.16%+10.2pp | 578.59%-583.6pp |
| Employer contribution / active EE | $60 | $1,760-96.6% | $1,219-95.1% | $4,876-98.8% |
| Participant deferral / active EE | $1,786 | $2,458-27.3% | $1,804-1.0% | $5,439-67.2% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,886-100.0% |