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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,633 | $175,257+27.0% | $149,717+48.7% | $139,456+59.6% |
| Participation rate | 20.0% | 83.4%-63.4pp | 78.8%-58.8pp | 80.3%-60.3pp |
| Annual return | 533.73% | 166.70%+367.0pp | 134.41%+399.3pp | 373.45%+160.3pp |
| Employer contribution / active EE | $480 | $5,477-91.2% | $4,820-90.0% | $4,753-89.9% |
| Participant deferral / active EE | $4,134 | $6,521-36.6% | $5,682-27.2% | $6,711-38.4% |
| Admin fee / account holder | $0 | $16,156-100.0% | $13,213-100.0% | $11,407-100.0% |