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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,978 | $160,040-2.5% | $147,096+6.0% | $145,877+6.9% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 17.94% | 98.49%-80.6pp | 419.75%-401.8pp | 551.28%-533.3pp |
| Employer contribution / active EE | $11,500 | $5,289+117.4% | $4,936+133.0% | $4,663+146.6% |
| Participant deferral / active EE | $11,500 | $8,429+36.4% | $8,071+42.5% | $6,691+71.9% |
| Admin fee / account holder | $4,874 | $15,050-67.6% | $13,005-62.5% | $13,402-63.6% |