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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,087 | $29,716+61.8% | $56,077-14.2% | $80,925-40.6% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 15.80% | 35.30%-19.5pp | 1709.28%-1693.5pp | 35.65%-19.8pp |
| Employer contribution / active EE | $428 | $671-36.2% | $1,040-58.9% | $2,756-84.5% |
| Participant deferral / active EE | $1,452 | $1,228+18.2% | $1,954-25.7% | $4,299-66.2% |
| Admin fee / account holder | $90 | $2,432-96.3% | $2,825-96.8% | $6,940-98.7% |