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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,477 | $27,936+19.8% | $58,561-42.8% | $75,173-55.5% |
| Participation rate | 22.9% | 38.8%-16.0pp | 50.9%-28.0pp | 67.2%-44.3pp |
| Annual return | 25.12% | 44.21%-19.1pp | 4251.33%-4226.2pp | 160.72%-135.6pp |
| Employer contribution / active EE | $454 | $670-32.1% | $1,053-56.9% | $2,671-83.0% |
| Participant deferral / active EE | $1,468 | $1,202+22.1% | $1,923-23.7% | $4,126-64.4% |
| Admin fee / account holder | $3 | $1,727-99.8% | $2,520-99.9% | $5,651-100.0% |