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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,087 | $29,733+61.7% | $56,025-14.2% | $80,959-40.6% |
| Participation rate | 20.0% | 41.7%-21.7pp | 52.5%-32.5pp | 67.7%-47.7pp |
| Annual return | 15.80% | 35.28%-19.5pp | 1712.69%-1696.9pp | 35.67%-19.9pp |
| Employer contribution / active EE | $428 | $672-36.3% | $1,042-58.9% | $2,757-84.5% |
| Participant deferral / active EE | $1,452 | $1,229+18.1% | $1,955-25.7% | $4,300-66.2% |
| Admin fee / account holder | $90 | $2,434-96.3% | $2,828-96.8% | $6,925-98.7% |