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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,639 | $82,674-2.5% | $125,381-35.7% | $68,486+17.7% |
| Participation rate | 72.1% | 75.1%-3.0pp | 82.4%-10.3pp | 67.9%+4.2pp |
| Annual return | -18.34% | -5.97%-12.4pp | 572.31%-590.6pp | -7.85%-10.5pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $9,137 | $6,111+49.5% | $7,448+22.7% | $4,028+126.9% |
| Admin fee / account holder | $2,234 | $6,277-64.4% | $10,007-77.7% | $5,404-58.7% |