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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,565 | $89,367-28.9% | $141,191-55.0% | $72,975-12.9% |
| Participation rate | 83.9% | 75.1%+8.7pp | 82.5%+1.4pp | 69.5%+14.4pp |
| Annual return | 24.81% | 111.87%-87.1pp | 71.41%-46.6pp | 81.01%-56.2pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $8,425 | $5,419+55.5% | $6,710+25.6% | $3,608+133.5% |
| Admin fee / account holder | $6,198 | $5,957+4.1% | $10,264-39.6% | $5,124+21.0% |