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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,908 | $71,057+8.2% | $93,654-17.9% | $80,874-4.9% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.6%+32.4pp |
| Annual return | 10.95% | 11.26%-0.3pp | 133.34%-122.4pp | 35.62%-24.7pp |
| Employer contribution / active EE | $9,243 | $1,564+491.0% | $2,421+281.8% | $2,756+235.4% |
| Participant deferral / active EE | $5,850 | $4,034+45.0% | $4,413+32.6% | $4,297+36.1% |
| Admin fee / account holder | $1,120 | $6,944-83.9% | $8,282-86.5% | $6,935-83.8% |