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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,794 | $159,978-84.5% | $147,041-83.1% | $145,978-83.0% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 27.11% | 98.36%-71.3pp | 419.21%-392.1pp | 550.52%-523.4pp |
| Employer contribution / active EE | $2,675 | $5,288-49.4% | $4,935-45.8% | $4,662-42.6% |
| Participant deferral / active EE | $3,558 | $8,429-57.8% | $8,071-55.9% | $6,690-46.8% |
| Admin fee / account holder | $3,357 | $15,053-77.7% | $13,006-74.2% | $13,400-74.9% |