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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,801 | $89,364-72.2% | $141,177-82.4% | $72,983-66.0% |
| Participation rate | 94.1% | 75.1%+19.0pp | 82.5%+11.6pp | 69.5%+24.6pp |
| Annual return | 44.07% | 111.86%-67.8pp | 71.40%-27.3pp | 81.01%-36.9pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $10,537 | $5,419+94.5% | $6,710+57.0% | $3,608+192.1% |
| Admin fee / account holder | $1,262 | $5,959-78.8% | $10,263-87.7% | $5,124-75.4% |