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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,478 | $49,896-81.0% | $80,627-88.2% | $75,173-87.4% |
| Participation rate | 30.0% | 55.3%-25.3pp | 67.0%-37.0pp | 67.2%-37.2pp |
| Annual return | 25.77% | 34.67%-8.9pp | 936.76%-911.0pp | 160.72%-135.0pp |
| Employer contribution / active EE | $586 | $1,699-65.5% | $2,723-78.5% | $2,671-78.0% |
| Participant deferral / active EE | $788 | $2,992-73.7% | $4,443-82.3% | $4,126-80.9% |
| Admin fee / account holder | $1,337 | $3,578-62.6% | $5,381-75.2% | $5,651-76.3% |