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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,829 | $93,124-94.8% | $77,100-93.7% | $134,545-96.4% |
| Participation rate | 45.8% | 74.5%-28.7pp | 67.9%-22.1pp | 81.2%-35.4pp |
| Annual return | -99.09% | 62.68%-161.8pp | 42.35%-141.4pp | 418.37%-517.5pp |
| Employer contribution / active EE | $940 | $3,421-72.5% | $2,815-66.6% | $4,742-80.2% |
| Participant deferral / active EE | $1,273 | $5,242-75.7% | $4,430-71.3% | $6,401-80.1% |
| Admin fee / account holder | $0 | $6,970-100.0% | $5,443-100.0% | $11,431-100.0% |