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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,437 | $115,931-74.6% | $185,441-84.1% | $86,983-66.2% |
| Participation rate | 100.0% | 73.6%+26.4pp | 80.3%+19.7pp | 69.5%+30.5pp |
| Annual return | 17.05% | 21.47%-4.4pp | 20.16%-3.1pp | 25.83%-8.8pp |
| Employer contribution / active EE | $1,371 | $2,937-53.3% | $4,672-70.7% | $2,584-47.0% |
| Participant deferral / active EE | $3,951 | $4,551-13.2% | $6,152-35.8% | $4,194-5.8% |
| Admin fee / account holder | $807 | $10,687-92.4% | $17,890-95.5% | $7,856-89.7% |