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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,215 | $162,821-94.3% | $133,978-93.1% | $158,982-94.2% |
| Participation rate | 83.3% | 83.2%+0.1pp | 79.8%+3.5pp | 82.0%+1.4pp |
| Annual return | 14.36% | 41.95%-27.6pp | 45.10%-30.7pp | 302.99%-288.6pp |
| Employer contribution / active EE | $1,239 | $4,976-75.1% | $3,919-68.4% | $4,763-74.0% |
| Participant deferral / active EE | $3,160 | $5,910-46.5% | $5,047-37.4% | $5,983-47.2% |
| Admin fee / account holder | $1,097 | $11,742-90.7% | $8,930-87.7% | $11,252-90.2% |