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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,437 | $108,825-73.0% | $156,181-81.2% | $82,448-64.3% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 17.05% | 20.59%-3.5pp | 64.87%-47.8pp | 41.64%-24.6pp |
| Employer contribution / active EE | $1,371 | $2,870-52.2% | $4,294-68.1% | $2,551-46.3% |
| Participant deferral / active EE | $3,951 | $4,577-13.7% | $6,132-35.6% | $4,139-4.5% |
| Admin fee / account holder | $807 | $9,341-91.4% | $14,586-94.5% | $7,234-88.8% |