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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,437 | $114,712-74.3% | $173,730-83.1% | $87,485-66.4% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 17.05% | 20.18%-3.1pp | 19.96%-2.9pp | 26.06%-9.0pp |
| Employer contribution / active EE | $1,371 | $2,904-52.8% | $4,577-70.1% | $2,596-47.2% |
| Participant deferral / active EE | $3,951 | $4,642-14.9% | $6,326-37.5% | $4,274-7.5% |
| Admin fee / account holder | $807 | $10,210-92.1% | $17,523-95.4% | $7,775-89.6% |