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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY3 years Filed as: MORGAN STANLEY Service code 27 1300 THAMES ST WHARF · BALTIMORE, MD 212319907 | Advisory (Plan) | $61,636 |
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 · EIN 20-3691658 | Recordkeeping Fees | $51,281 |
ASCENSUS LLC4 years Filed as: FUTUREPLAN BY ASCENSUS Service code 13 · EIN 11-3665754 | Contract Administrator | $18,600 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,369 | $95,438-62.9% | $135,982-74.0% | $74,473-52.5% |
| Participation rate | 58.0% | 78.2%-20.2pp | 81.9%-23.9pp | 70.7%-12.7pp |
| Annual return | 20.30% | 32.61%-12.3pp | 68.32%-48.0pp | 34.36%-14.1pp |
| Employer contribution / active EE | $2,138 | $3,878-44.9% | $4,859-56.0% | $2,638-19.0% |
| Participant deferral / active EE | $4,589 | $7,790-41.1% | $7,760-40.9% | $4,530+1.3% |
| Admin fee / account holder | $173 | $259-33.3% | $10,767-98.4% | $347-50.3% |