Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,840 | $91,559-88.2% | $133,971-91.9% | $79,852-86.4% |
| Participation rate | 37.5% | 73.3%-35.8pp | 79.8%-42.3pp | 69.6%-32.1pp |
| Annual return | 27.24% | 61.85%-34.6pp | 45.09%-17.9pp | 31.72%-4.5pp |
| Employer contribution / active EE | $739 | $2,384-69.0% | $3,919-81.1% | $2,471-70.1% |
| Participant deferral / active EE | $1,365 | $3,734-63.4% | $5,047-73.0% | $3,740-63.5% |
| Admin fee / account holder | $3,511 | $6,321-44.5% | $8,929-60.7% | $5,306-33.8% |